Saturday, August 22, 2009

Video - Debt Consolidation a Scam

I was surfing the internet for articles on debt consolidation and I stumbled on the pages of

www.youtube.com

MiCasMiDinero of youtube posted a video that has a heading of Debt Consolidation a Scam, Caught my attention so I had to watch the clip. Let me know what you think about it, I found it very interesting and informative.



You can check out his channel using the following link http://www.youtube.com/user/MiCasaMiDinero

Web Article - What is Debt Cosolidation

I was surfing the internet for articles on debt consolidation and I stumbled on the pages of


http://www.moneyinstructor.com

The site is pretty basic but at the same time informative. They explain what debt consolidation is and they gave some reasons why you may want to consolidate your debt. Give it a shot and let us know what you think about it. The links is at http://www.moneyinstructor.com/art/debtconsolidation.asp

Online Community - Debt Consolidation Care

I was surfing the internet for articles on debt consolidation and I stumbled on the pages of

http://www.debtconsolidationcare.com/
The online community claims that they are the internet's first get-out-of-debt community with at least 180,000 members. Although I haven't reallly dug in the forums, scanning the forums topics looks promising. Also, you get debtcc point when you participate in the forums which in turn you can exchange for cash. I'll definetely try to become active on their community to seek help and advice and also to share what articles I index here on the blog. Check it out guys at http://www.debtconsolidationcare.com/

Friday, August 21, 2009

Web Article - 3 Worst Debt Consolidation Move

I was surfing the internet for articles on debt consolidation and I stumbled on the pages of

http://moneycentral.msn.com

So from the article, it opened my eye to the other side of the coin of debt consolidation, (the possible negative effects). There are three bad consolidation moves that the article talked about - The Hard Money Loan, Debt Consolidators to Take Care of Everything and The Balance Transfer Trap. If you are still doing your homework about debt consolidations, I think this article is a must read. The link is: http://moneycentral.msn.com/content/Savinganddebt/Managedebt/P36230.asp

Web Article - Debt Reduction Strategies

I was surfing the internet for articles on debt consolidation and I stumbled on the pages of

http://www.financiallyfree.com.au/

Really helpful article and very informative. The article have sections about Household Budget Creation, Budget Monitoring and Debt Reduction Program. They did a good job on visually showing how some of the steps work. Also, there have a clear picture of how the calculations are being worked out. Check it out for yourself and let me know what you think of the article. You can follow this link: http://www.financiallyfree.com.au/debt_control.htm

Web Article - Student Loan Consolidation

I was surfing the internet for articles on debt consolidation and I stumbled on the pages of

http://www.bankruptcy-canada.ca/

I just graduated from college and it's now time for me to pay off my student loan. So good news and bad news, the good news is I only have loan, from OSAP. Flipside, bad news, I owe them around $25,000 dollars, and that before any interest they will apply. Is it time for me to consolidate the loan? Well if you are in that case you can check out the following link since they provide a really informative article. http://www.bankruptcy-canada.ca/debtconsolidation/student-loans-debt-consolidation.htm

Tools - Debt Reduction Calculator

I was surfing the internet for articles on debt consolidation and I stumbled on the pages of

http://www.vertex42.com

I use excel a lot at work so the FREE debt reduction calculator appealed to me. You need to have a copy of Microsoft Office Excel in order for you to use the debt reduction calculator spreadsheet. You can also choose different debt reduction strategies from a drop-down list from the tool. You can check it out by following this link: http://www.vertex42.com/Calculators/debt-reduction-calculator.html

Web Article - Non-Profit Debt Consolidation

I was surfing the internet for articles on debt consolidation and I stumbled on the pages of

http://ezinearticles.com/

The article titled: Looking For Christian Non-Profit Debt Consolidation? - Be Careful! by J Siemens was really bothering. The author was talking about how some companies are placing the word Christian in fron of their company name to attract customers. Very sad indeed.

If you want to read the full article you can follow this link: http://ezinearticles.com/?Looking-For-Christian-Non-Profit-Debt-Consolidation?---Be-Careful!&id=2737622

Web Article - Money Problems


Debt Loan Consolidation is one of the many tricks that I learn from my parents. Because they are able to maintain a good credit rating, they frequently receive credit cards with very small to nothing interest rates attached to them. When they receive this, I will usually either Mom or Pops on the dining table creating a strategy to move around some credit card debts. In my opinion, Debt Loan Consolidation works the same way - consolidating (many) debts to a single (personal) loan.

MoneyProblems.ca provides a more detailed look at Debt Consolidation Loan and the website also contains free articles that will help you find the right debt management solution.
I was just reading their article about Debt Loan Consolidation and I like the part where they are showing some of its advantages. Below is a couple of my favourites from www.moneyproblem.ca

Advantages of Debt Consolidation
(http://www.moneyproblems.ca/debt-consolidation-loan.html)
  • Possible lower interest rate than current credit cards
  • Reduced Total Monthly Payment because of lower interest rate and/or payment terms
  • Debt payments will be reduced to just one payment making household budgeting easier
For the complete and more detailed information about Debt Loan Consolidation take a look at their website at http://www.moneyproblems.ca/debt-consolidation-loan.htm